USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes and remove health and safety hazards. Grants available for seniors 62+ who cannot afford loan repayment.

Combines loan and grant funding based on age and repayment ability

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Saginaw, TX, you can stack it with local programs like these:

Key Details

  • Loans up to $40,000, grants up to $10,000
  • Very low income required (50% AMI or below)
  • Grants available for seniors 62+ unable to repay loan
  • Must be in eligible rural area
  • Covers health, safety, accessibility improvements

How to Apply

A grant-savvy contractor in Saginaw, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Saginaw early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications based on funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Saginaw, TX

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