USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Very low-interest loans and grants for low-income rural homeowners to repair, improve, or modernize homes. Grants up to $10,000 available for seniors (62+) to remove health and safety hazards. Loans up to $40,000 at 1% interest for 20 years.

Combines low-interest loan with grant for seniors; typical package shown

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in USDA-designated rural area
  • Covers repairs and accessibility modifications

How to Apply

A grant-savvy contractor in Saginaw, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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