Find grants, rebates, forgivable loans, and free programs for Saginaw, MI, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Saginaw, MI, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Low-interest loan program for Michigan homeowners to finance necessary home repairs and improvements. Loans feature comp...
Federally-funded program providing free weatherization services to income-eligible Michigan households to reduce energy ...
Provides free lead hazard evaluation and control services for Michigan homes where a child under age 6 has tested with e...
CDBG-funded forgivable loan for major home repairs to owner-occupied homes in Saginaw city limits with income at or belo...
Grant program to modify owner-occupied homes for accessibility needs of residents with documented disabilities. Covers r...
Cost-sharing program to assist Saginaw homeowners with replacement of failing or lead water service lines. City covers u...
Grant program to assist low-income homeowners with repair or replacement of failing private sewer lateral connections. H...
Annual tax credit for Michigan households with high heating costs relative to income. Available to renters and homeowner...
Rebates for purchase of energy-efficient appliances including water heaters, furnaces, and air conditioners. Available t...
Enhanced rebate for installation of qualifying air-source or geothermal heat pump systems. Rebate amounts vary by system...
Rebate for adding insulation to attics, walls, and crawl spaces in existing homes. Must meet minimum R-value requirement...
Community solar program allowing Consumers Energy customers to subscribe to a share of a solar farm and receive monthly ...
Very low-interest loans and grants for low-income rural homeowners to repair, improve, or modernize homes. Grants up to ...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...
Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificati...
Free minor home maintenance and repair services for low-income seniors age 60+ in Saginaw County. Services include basic...
Full or partial property tax exemption for owner-occupied homes in Saginaw for households experiencing poverty or financ...
HOME-funded forgivable loan for downpayment and closing costs for first-time homebuyers purchasing in Saginaw city limit...
MSHDA mortgage loan with competitive rates plus downpayment assistance for eligible first-time homebuyers in Michigan. A...
Affordable financing for energy-saving home improvements including solar, insulation, HVAC, windows, and roofing. Flexib...
Federal program providing assistance with past-due water and wastewater bills for low-income Michigan households. Helps ...
Federal COVID-19 relief funding to help Michigan homeowners avoid foreclosure. Provides assistance with delinquent mortg...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.