USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Seniors 62+ may qualify for grants up to $10,000.

Combination of 1% loan and grant for seniors 62+, typical total $20,000

Data last verified 2026-06-09. How we verify our data.

This is a national program. In San Benito, TX, you can stack it with local programs like these:

Key Details

  • Loans up to $27,500 at 1% interest for repairs
  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Very low income requirement (50% AMI or below)
  • Must be in USDA-eligible area
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in San Benito, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in San Benito early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in San Benito, TX

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