Home Improvement Grants in San Benito.

Find grants, rebates, forgivable loans, and free programs for San Benito, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in San Benito, TX, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

San Benito CDBG Owner-Occupied Rehabilitation Program

Provides major home rehabilitation assistance for low-income owner-occupied households in San Benito city limits. Forgiv...

Home Repair
Up to $8,000 in weatherization improvements

Texas Weatherization Assistance Program (WAP)

Federally funded weatherization program reducing energy costs through insulation, air sealing, HVAC tune-ups, and minor ...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, im...

Home Repair
Up to $30,000 for homeowner rehabilitation

Texas HOME Investment Partnerships Program

Federally funded HOME program administered by TDHCA providing rehabilitation assistance to low-income homeowners in part...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant helping veterans with certain service-connected disabilities purchase, build, or modify a home to accommodate t...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant helping veterans with certain service-connected disabilities adapt a family member's home in which they reside ...

Veterans
Varies by project scope

Cameron County Colonias Infrastructure Assistance

Cameron County program assisting low-income colonias residents with water and wastewater infrastructure connections, plu...

Home Repair
Up to $2,000 in rebates

AEP Texas Home Performance Program

AEP Texas program offering rebates for comprehensive home energy efficiency upgrades including insulation, air sealing, ...

Energy
$50 rebate for AC maintenance

AEP Texas AC Tune-Up Rebate

AEP Texas rebate for annual air conditioning system tune-up performed by a qualified HVAC contractor. Ensures efficient ...

Energy
Up to $85 rebate

AEP Texas Smart Thermostat Rebate

Rebate for purchasing and installing qualifying ENERGY STAR smart thermostats. Smart thermostats optimize heating and co...

Energy
$50 rebate for recycling old unit

AEP Texas Refrigerator Recycling Rebate

AEP Texas pays $50 to pick up and recycle working second refrigerators or freezers. Eliminates energy waste from ineffic...

Energy
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of residential solar panel systems installed for installations completed by ...

Solar/Renewable
100% property tax exemption on added solar value

Texas Solar & Wind Property Tax Exemption

Texas law exempts the added property value from solar or wind energy systems from property tax assessment. Homeowners pa...

Solar/Renewable
Up to $1,200 for ENERGY STAR home

Texas ENERGY STAR New Homes Program

Rebate program for buyers of new homes certified to meet ENERGY STAR standards in Texas. Homes must be independently ver...

Energy
Freezes school district property taxes

Texas Senior Property Tax Ceiling

Texas law allows homeowners age 65 or older to freeze the amount of school district property taxes on their homestead. T...

Property Tax Relief
$12,000 to full exemption based on disability

Texas Disabled Veteran Property Tax Exemption

Texas disabled veterans receive property tax exemptions ranging from $12,000 for 10% disability up to 100% exemption for...

Property Tax Relief
Up to $5,000 for sewer repairs

San Benito Sewer Lateral Repair Program

City program assisting homeowners with costly sewer lateral line repairs from home to city main. Repairs prevent sewage ...

Home Repair
Up to $10,000 emergency grant

San Benito Emergency Home Repair Grant

CDBG-funded emergency repair grants for very low-income homeowners facing immediate health and safety hazards. Priority ...

Emergency
Up to $20,000 for accessibility modifications

San Benito Accessibility Modification Program

CDBG program providing grants for home modifications to improve accessibility for persons with disabilities and seniors....

Seniors & Disability
Up to $400 for heat pump water heater

AEP Texas Water Heater Rebate

Rebate for purchasing and installing ENERGY STAR certified heat pump water heaters. Heat pump water heaters use up to 60...

Energy
Free lead hazard reduction

Texas Lead-Based Paint Hazard Reduction Program

State-administered program reducing lead-based paint hazards in pre-1978 homes with children under age 6. Priority given...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in San Benito

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Frequently asked questions

What home improvement grants are available in San Benito, TX?

25 programs are currently listed for San Benito, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in San Benito have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In San Benito, 15 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in San Benito?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.