City of San José Housing Department
The City of San José Housing Department provides 0% interest deferred loans to income-qualified homeowners to repair health and safety issues, including roofing, plumbing, heating, electrical, and accessibility upgrades. Loans are administered through Rebuilding Together Silicon Valley and Habitat for Humanity East Bay/Silicon Valley. After year 10, 10% of the loan is forgiven annually until fully forgiven at year 20.
Estimate based on midpoint of typical loan range for moderate health-and-safety repairs
Deadline: Rolling, funds available until exhausted
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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