USDA Section 504 Home Repair Loan & Grant
USDA Rural Development
About This Program
USDA Section 504 provides low-interest loans and grants to very low-income homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Santa Monica is not designated as a rural area and is not eligible for this program.
Program not available in Santa Monica urban area
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Record set last reviewed 2026-06-09. How we verify our data.
This is a national program. You can also review these local programs in Santa Monica, CA; confirm separately whether they can coordinate:
Key Details
- Low-interest loans and grants for home repair
- Santa Monica is not eligible (not rural area)
- Program serves USDA-designated rural areas only
- See other Santa Monica programs for assistance
- Seniors 62+ may qualify for grant portion elsewhere
How to Apply
Confirm the current application route with the administrator. Verified official forms and steps appear below when available.
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You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Santa Monica.
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Deadline: Not available in Santa Monica (not designated rural area)
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More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Santa Monica, CA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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