USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Closed Home Repair

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Availability
Closed
Listed amount
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

About This Program

USDA Section 504 provides low-interest loans and grants to very low-income homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Santa Monica is not designated as a rural area and is not eligible for this program.

Program not available in Santa Monica urban area

Federal record normalized from a maintained federal layer; confirm current terms.

Record set last reviewed 2026-06-09. How we verify our data.

This is a national program. You can also review these local programs in Santa Monica, CA; confirm separately whether they can coordinate:

Key Details

  • Low-interest loans and grants for home repair
  • Santa Monica is not eligible (not rural area)
  • Program serves USDA-designated rural areas only
  • See other Santa Monica programs for assistance
  • Seniors 62+ may qualify for grant portion elsewhere

How to Apply

Confirm the current application route with the administrator. Verified official forms and steps appear below when available.

Review contractor options Track this program

Program phone: (800) 670-6553

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

You may need a contractor or estimate

Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Santa Monica.

Get matched with a contractor

Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.

Deadline: Not available in Santa Monica (not designated rural area)

Questions about this program?

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Find More Programs in Santa Monica, CA

This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.

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