Find grants, rebates, forgivable loans, and free programs for Santa Monica, CA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Santa Monica, CA, with individual awards up to $196,863. 4 programs target seniors, 3 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans to low-income homeowners in Santa Monica for major home repairs and rehabilitation. Loan is fo...
Provides grants to Santa Monica homeowners with disabilities for ADA-compliant home modifications. Covers ramps, bathroo...
Provides grants to assist Santa Monica homeowners with voluntary seismic retrofits of wood-frame residential buildings. ...
Provides home repair grants to low-income senior homeowners (62+) in Santa Monica for emergency and critical repairs. Co...
Provides low-interest loans to Santa Monica property owners for sewer lateral repairs and replacements. Loans are repaid...
Federally funded weatherization program administered by California CSD provides free energy efficiency improvements to i...
California state program funded by HUD provides free lead hazard remediation services to income-qualified homes built be...
Southern California Edison offers rebates for energy-efficient home upgrades including HVAC systems, insulation, duct se...
Rebates for installing qualifying electric heat pump HVAC systems in Santa Monica homes served by SCE. Rebate amounts va...
SoCalGas offers rebates for natural gas customers in Santa Monica who install energy-efficient furnaces, water heaters, ...
City of Santa Monica provides additional local incentives for residential solar panel and battery storage installations....
California state incentive program provides rebates for home battery storage systems paired with solar. Standard incenti...
City of Santa Monica offers rebates for water-saving improvements including high-efficiency toilets, smart irrigation co...
Rebates for installing Level 2 electric vehicle charging equipment at single-family homes in Santa Monica. Combines city...
USDA Section 504 provides low-interest loans and grants to very low-income homeowners to repair, improve, or modernize t...
VA grant helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability n...
VA grant for veterans with certain service-connected disabilities to make accessibility modifications to their home. Cov...
CalHFA down payment assistance program provides subordinate loans to help first-time homebuyers in Santa Monica with dow...
California homeowners exemption reduces the assessed value of owner-occupied primary residences by $7,000, resulting in ...
California property tax exemption for disabled veterans, unmarried surviving spouses, or low-income veterans over 65. Ex...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Santa Monica, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Santa Monica, 13 programs do not require repayment, 1 is forgivable loan, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.