Find grants, rebates, forgivable loans, and free programs for Sarasota, FL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Sarasota, FL, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
State Housing Initiatives Partnership (SHIP) funds for major rehabilitation of owner-occupied homes in Sarasota. Forgiva...
Emergency home repair grants for low-income owner-occupants in Sarasota city limits. Covers urgent health and safety rep...
County-administered SHIP funds for owner-occupied rehabilitation in unincorporated Sarasota County. Provides deferred, f...
Federally funded weatherization program delivered through Community Action Agencies in Sarasota County. Provides energy-...
FPL customers in Sarasota can receive a free home energy survey and qualify for rebates on energy-efficient upgrades inc...
FPL's community solar program allows Sarasota customers to subscribe to solar energy without installing panels on their ...
CDBG-funded accessibility modifications for owner-occupied homes in Sarasota where a household member has a documented d...
USDA program for very low-income homeowners in eligible rural areas near Sarasota to repair, improve, or modernize their...
VA grant for veterans with certain service-connected disabilities to adapt or purchase a home with special features need...
VA grant for veterans with certain service-connected disabilities to make adaptations to their home, including blindness...
HUD-funded lead hazard control program for Sarasota County homes built before 1978 with children under 6 or pregnant wom...
State matching grant program for hurricane mitigation improvements including roof-to-wall reinforcement, storm shutters,...
Florida Housing Finance Corporation offers down payment assistance as a zero-interest second mortgage for first-time and...
Florida homestead exemption reduces the taxable value of owner-occupied primary residences in Sarasota County by up to $...
Additional property tax exemption for Sarasota County residents 65 or older with household income below $32,000 (adjuste...
Florida disabled veterans with service-connected disability rating of 10% or higher may receive partial property tax exe...
Financial assistance program for low- and moderate-income homeowners required to connect to public sewer in Sarasota Cou...
Rebates for FPL customers in Sarasota who install qualifying high-efficiency heat pump systems. Rebate amounts vary base...
FPL offers rebates for customers in Sarasota who purchase and install qualifying ENERGY STAR heat pump water heaters. Th...
FPL customers in Sarasota can receive up to $140 rebate when purchasing and installing a qualifying smart thermostat. Sm...
Federal tax credit for homeowners in Sarasota who install solar photovoltaic systems. Credit equals 30% of total system ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
25 programs are currently listed for Sarasota, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Sarasota, 17 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.