Sarasota SHIP Owner-Occupied Rehabilitation

City of Sarasota Community Development (SHIP)

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) funds for major rehabilitation of owner-occupied homes in Sarasota. Forgivable loan up to $75,000 for eligible households at or below 120% AMI. Loan forgiven after 15 years of continued occupancy and compliance.

Forgivable loan, no repayment if compliance maintained for 15 years

Key Details

  • Forgivable loan up to $75,000
  • Income at or below 120% AMI
  • Must maintain owner-occupancy for 15 years
  • Major repairs including roof, HVAC, electrical
  • City of Sarasota limits only

How to Apply

A grant-savvy contractor in Sarasota, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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