CalHFA Disabled Veteran Housing Program

California Housing Finance Agency

Available Veteran Housing

About This Program

Provides down payment assistance loans for disabled California veterans purchasing a home. The loan is forgiven after 5 years if the veteran remains in the home. Available statewide through participating lenders.

Forgivable loan after 5 years of owner occupancy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $150,000 in down payment assistance
  • Must be California veteran with service-connected disability
  • Forgivable loan after 5 years of occupancy
  • Can be combined with other CalHFA programs
  • Available through participating lenders statewide

How to Apply

Get free help applying Visit Official Program Page Track this program

(877) 922-5432

A grant-savvy contractor in Saratoga, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Saratoga early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to fund availability

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