Saratoga Springs Owner-Occupied Rehabilitation Program

City of Saratoga Springs CDBG

Available Home Repair

About This Program

CDBG-funded program providing forgivable loans to low and moderate-income homeowners for major home repairs and rehabilitation. Loan forgiven after 5 years of continued owner-occupancy and compliance with program requirements.

Forgivable loan covering major rehabilitation costs, no repayment if 5-year occupancy maintained

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Saratoga Springs
  • Forgiven after 5 years of compliance
  • Covers structural, systems, roofing, and more

How to Apply

A grant-savvy contractor in Saratoga Springs, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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