USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available to seniors age 62+ who cannot afford loan repayment. Scott County portions may qualify as rural.

Loan at 1% interest; grant for seniors 62+ who cannot repay loan

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Check eligibility at USDA website

How to Apply

Get free help applying Visit Official Program Page Track this program

(507) 931-0216

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Deadline: Rolling applications, subject to funding

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