Home Improvement Grants in Savage.

Find grants, rebates, forgivable loans, and free programs for Savage, MN, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Savage, MN, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $12,000 in weatherization services

Minnesota Weatherization Assistance Program (WAP)

Federally funded program administered by the state to reduce energy costs through comprehensive home weatherization incl...

Weatherization
Up to $50,000 loan

Minnesota Housing Fix-Up Fund

Low-interest deferred loan program for owner-occupied home improvements including major repairs, accessibility modificat...

Home Repair
Forgivable loan up to $30,000

Scott County Owner-Occupied Rehabilitation Program

Scott County provides forgivable rehabilitation loans to income-qualified homeowners in Savage for essential home repair...

Home Repair
Up to $15,000 grant

Scott County Accessibility Modification Program

Grant program for accessibility modifications in owner-occupied homes in Scott County for residents with disabilities. C...

Seniors & Disability
Free lead hazard removal

Minnesota Lead Safe Homes Program

HUD-funded program to eliminate lead-based paint hazards in homes built before 1978 where children under age 6 reside or...

Home Repair
Up to $2,500 rebate

Xcel Energy Heat Pump Rebate

Rebate for qualified air source and ductless heat pump installations in Xcel Energy service territory. Higher rebates av...

Weatherization
$100 for comprehensive assessment

Xcel Energy Home Energy Squad

In-home energy assessment and immediate efficiency upgrades for $100, including LED bulbs, water-saving devices, air sea...

Weatherization
Up to $500 rebate

Xcel Energy Central Air Conditioning Rebate

Rebate for installation of ENERGY STAR certified central air conditioning systems. Rebate amounts increase with higher S...

Weatherization
Up to $1,500 rebate

Xcel Energy Home Insulation Rebate

Rebates for adding insulation to attics, walls, and basements, and for air sealing services. Requires a Home Energy Audi...

Weatherization
Performance-based incentive

Xcel Energy Solar*Rewards Program

Incentive program for residential solar photovoltaic installations in Xcel Energy territory. Customers receive upfront i...

Solar/Renewable
Up to $1,200 rebate

CenterPoint Energy High-Efficiency Furnace Rebate

Rebate for installation of ENERGY STAR certified high-efficiency natural gas furnaces. Rebate amounts vary based on AFUE...

Weatherization
$100 rebate per thermostat

CenterPoint Energy Smart Thermostat Rebate

Rebate for purchase and installation of qualifying smart thermostats that help reduce natural gas consumption. List of q...

Weatherization
Up to $400 rebate

CenterPoint Energy Water Heater Rebate

Rebates for high-efficiency natural gas storage water heaters and tankless water heaters. Higher rebates available for E...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize the...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...

Veterans
Up to $35,000 in assistance

Scott County HOME Investment Partnerships

Federally funded HOME program providing rehabilitation assistance to low-income homeowners in Scott County. Funds may be...

Home Repair
Up to $30,000 deferred loan

Minnesota Housing Senior Deferred Loan Program

Deferred payment loan for homeowners age 55 and older in greater Minnesota (areas outside seven-county metro) for essent...

Seniors & Disability
Up to $2,500 emergency grant

Minnesota Emergency Assistance Program (EAP)

Emergency assistance for households facing imminent crisis situations including furnace failure, lack of heat, or other ...

Emergency
Up to $1,800 annually

Minnesota Energy Assistance Program (EAP)

Annual heating assistance for income-qualified households to help pay home heating bills. Priority appointments availabl...

Energy
Up to $600 emergency assistance

Minnesota Energy Assistance Crisis Program

Emergency assistance for households in immediate heating crisis, including furnace failure, utility shut-off notice, or ...

Emergency
Up to $3,220 refund (2024)

Minnesota Homestead Property Tax Refund

Annual refund program for Minnesota homeowners whose property taxes are high relative to their household income. Higher ...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Savage

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Frequently asked questions

What home improvement grants are available in Savage, MN?

26 programs are currently listed for Savage, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Savage have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Savage, 15 programs do not require repayment, 4 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Savage?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.