Home Improvement Grants in Schaumburg.

Find grants, rebates, forgivable loans, and free programs for Schaumburg, IL, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Schaumburg, IL, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants18Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Illinois Weatherization Assistance Program (IHDA WAP)

Federally-funded program administered by IHDA that provides free weatherization services to income-eligible households i...

Weatherization
Forgivable loan up to $30,000

Village of Schaumburg Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for owner-occupied home repairs in Schaumburg. Eligible repairs include roofing, plu...

Home Repair
Grant up to $15,000

Schaumburg Accessibility Modification Program

CDBG-funded grant program that provides accessibility modifications for Schaumburg homeowners with disabilities or senio...

Seniors & Disability
Up to $1,200 rebate

ComEd Home Energy Rebate - HVAC

ComEd offers rebates for high-efficiency HVAC equipment upgrades including central air conditioners, heat pumps, and sma...

Energy
Up to $1,500 rebate

ComEd Efficient Electric Heat Pump Rebate

Enhanced rebate program for installing qualifying electric heat pump systems in Schaumburg. Air-source and geothermal he...

Energy
Up to $800 rebate

Nicor Gas High-Efficiency Furnace Rebate

Nicor Gas offers rebates for high-efficiency natural gas furnaces with AFUE ratings of 95% or higher. Rebate amounts var...

Energy
Up to $400 rebate

Nicor Gas Water Heater Rebate

Rebates for high-efficiency natural gas water heaters and tankless water heaters installed in Schaumburg homes. Rebate a...

Energy
Up to $500 rebate

Nicor Gas Weatherization Rebate

Rebates for insulation and air sealing improvements that reduce natural gas usage. Includes attic, wall, and basement in...

Weatherization
Free home upgrades

ComEd Income Qualified Home Energy Efficiency Program

Free home energy efficiency upgrades for income-qualified ComEd customers including LED bulbs, advanced power strips, re...

Energy
Free lead hazard removal

Illinois Lead Poisoning Prevention Program

State-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under ...

Home Repair
Up to $30,000 in assistance

Illinois Homeowner Assistance Fund

Federal Homeowner Assistance Fund providing financial relief for homeowners who experienced hardship due to COVID-19. Co...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, im...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to help build, remodel, or purchase an adapted home. E...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Covers veterans who...

Veterans
Property tax deferral

Illinois Senior Citizens Real Estate Tax Deferral Program

Allows Illinois homeowners age 65+ with household income under $65,000 to defer all or part of property tax increases on...

Property Tax Relief
Property tax freeze

Cook County Senior Freeze Exemption

Freezes the equalized assessed value (EAV) of a Cook County home for eligible seniors age 65+ with household income unde...

Property Tax Relief
Assessed value reduction

Cook County Senior Citizen Homestead Exemption

Reduces the equalized assessed value of a senior's principal residence in Cook County by $8,000 for property tax calcula...

Property Tax Relief
Varies by system size

Illinois Adjustable Block Solar Incentive (ABP)

Illinois Adjustable Block Program provides upfront incentive payments for residential solar installations. Payment rates...

Solar/Renewable
30% tax credit

Federal Residential Clean Energy Credit (Solar ITC)

Federal tax credit covering 30% of the cost of installing solar energy systems, including solar panels, solar water heat...

Solar/Renewable
Up to $300 rebate

Schaumburg Water Conservation Rebate Program

Village rebates for water-efficient fixtures and equipment including high-efficiency toilets ($100), smart irrigation co...

Energy
Up to $5,000 grant

Village of Schaumburg Sewer Lateral Assistance Program

Grant program to assist income-qualified homeowners with the cost of repairing or replacing private sewer laterals. Cove...

Home Repair
Up to $5,000 emergency grant

Schaumburg Emergency Heating Repair Grant

Emergency grant for furnace repair or replacement for income-qualified Schaumburg homeowners during the heating season. ...

Emergency

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Schaumburg

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Frequently asked questions

What home improvement grants are available in Schaumburg, IL?

26 programs are currently listed for Schaumburg, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Schaumburg have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Schaumburg, 18 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.

How do I apply for home repair grants in Schaumburg?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.