City of Schertz CDBG Owner-Occupied Rehabilitation

City of Schertz Community Development

Available Home Repair

About This Program

CDBG-funded home rehabilitation program for low- and moderate-income homeowners in Schertz city limits. Provides forgivable loans for major repairs, health/safety improvements, and code compliance. Loan forgiven after 5 years of continued occupancy.

Forgivable loan, no repayment if occupancy maintained for 5 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan for major home rehabilitation
  • Income at or below 80% AMI required
  • Must be owner-occupied within Schertz city limits
  • Covers structural, mechanical, and safety repairs
  • Forgiven after 5 years of continued residency

How to Apply

A grant-savvy contractor in Schertz, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Schertz early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted on rolling basis

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