Find grants, rebates, forgivable loans, and free programs for Schertz, TX, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Schertz, TX, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by TDHCA that provides energy efficiency improvements at no cost to...
State-funded home repair grants for low-income homeowners, with priority for elderly and persons with disabilities. Cove...
Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their ...
CDBG-funded home rehabilitation program for low- and moderate-income homeowners in Schertz city limits. Provides forgiva...
Emergency repair grants for Schertz homeowners with income at or below 50% AMI facing immediate threats to health and sa...
CPS Energy provides rebates for qualifying residential solar photovoltaic systems installed by approved contractors. Reb...
CPS Energy offers rebates for qualifying high-efficiency electric heat pump installations. Rebates range from $850 to $1...
CPS Energy rebates up to $600 for upgrading attic insulation to R-38 or higher in homes with existing insulation below R...
CPS Energy provides instant rebates of up to $85 on qualifying smart thermostats purchased through participating retaile...
CPS Energy offers a $25 rebate for annual air conditioning tune-ups performed by licensed HVAC contractors. Regular main...
County-administered WAP services for income-qualified Guadalupe County residents including Schertz. Provides free energy...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt their home to accommodate mobility needs. Covers adapta...
State-administered HUD-funded program to reduce lead-based paint hazards in homes built before 1978 where children under...
Federally funded HOME program administered by TDHCA provides homeowner rehabilitation assistance through local subrecipi...
Provides minor home repair and modification assistance to low-income seniors age 60+ in Schertz. Covers emergency repair...
CDBG-funded grants for accessibility modifications in owner-occupied homes where a person with a disability resides. Cov...
Provides financial assistance to income-qualified homeowners for repair or replacement of private sewer laterals from th...
CPS Energy offers rebates for high-efficiency electric and heat-pump water heaters. Rebates range from $200 to $400 depe...
CPS Energy provides rebates for replacing older pool pumps with ENERGY STAR certified variable-speed pool pumps. Variabl...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Schertz, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Schertz, 14 programs do not require repayment, 1 is forgivable loan, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.