Arkansas Housing Finance Authority HOME Repair Program

Arkansas Housing Finance Authority (AHFA)

Waitlist Home Repair

About This Program

AHFA administers federal HOME funds for owner-occupied home repairs statewide. Provides forgivable loans for necessary repairs to bring homes to code compliance and address health/safety issues. Loan forgiven after affordability period.

Forgivable loan for comprehensive home repairs, forgiven over time with continued occupancy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $20,000
  • Income at or below 80% AMI required
  • Must be owner-occupied
  • Loan forgiven over affordability period
  • Check with AHFA for current funding availability

How to Apply

Get free help applying Visit Official Program Page Track this program

(501) 682-5900

A grant-savvy contractor in Searcy, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Searcy early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted when funding available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Searcy, AR contractors

Find More Programs in Searcy, AR

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs