CHFA Home Rehabilitation Loan

Connecticut Housing Finance Authority (CHFA)

Available Home Repair

About This Program

Low-interest home improvement loan program offered through CHFA for Connecticut homeowners earning up to 120% AMI. Funds can be used for major repairs, renovations, and energy efficiency improvements. Loans available through participating Connecticut lenders.

Low-interest loan at approximately 4-5% annual rate over 15 years

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan up to $50,000 for home repairs
  • Income up to 120% AMI eligible
  • Covers major repairs, renovations, energy upgrades
  • Apply through participating CT lenders
  • 15-year term at competitive rates

How to Apply

Get free help applying Visit Official Program Page Track this program

(860) 571-3502

A grant-savvy contractor in Shelton, CT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Shelton early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program, contact participating lenders

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