Massachusetts Solar Loan Program

Massachusetts Clean Energy Center

Available Solar & Renewable

About This Program

Low-interest loans for residential solar photovoltaic systems and solar+storage installations. Fixed rates as low as 4.49% for up to 20 years. Combined with federal tax credit and state SMART incentive.

Loan amount covers solar installation costs minus tax credits and incentives

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $60,000
  • Rates as low as 4.49% APR
  • Terms up to 20 years
  • Combine with federal 30% tax credit
  • No prepayment penalties

How to Apply

Get free help applying Visit Official Program Page Track this program

(866) 627-7652

A grant-savvy contractor in Shrewsbury, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Shrewsbury early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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