Find grants, rebates, forgivable loans, and free programs for Shrewsbury, MA, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Shrewsbury, MA, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 17 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free in-home energy assessment with instant rebates on LED bulbs, programmable thermostats, low-flow fixtures, and air s...
Rebates for ductless mini-split and central ducted air-source heat pumps. Includes $1,250 per indoor unit for ductless s...
Low-interest loans for residential solar photovoltaic systems and solar+storage installations. Fixed rates as low as 4.4...
Federal WAP program providing free comprehensive weatherization services including insulation, air sealing, heating syst...
Low-interest loans for septic system repair, replacement, or upgrade. Fixed interest rates and flexible terms up to 10 y...
State-funded program to remove or contain lead paint hazards in homes where a child under 6 with elevated blood lead lev...
Zero-interest deferred loan program for lead paint removal in residential properties built before 1978. Loan is deferred...
Solar Massachusetts Renewable Target (SMART) program provides per-kilowatt-hour incentive payments for solar energy prod...
Massachusetts Clause 41C exemption for homeowners age 70+ with income below state thresholds. Reduces annual property ta...
Allows Shrewsbury seniors age 60+ to work up to 100 hours for the town in exchange for property tax credits. Participant...
Massachusetts Clause 22 exemption for disabled veterans with service-connected disabilities rated 10% or higher by the V...
Low-interest loans and grants for very-low-income homeowners to repair or improve dwellings or remove health and safety ...
Grant for veterans with certain severe service-connected disabilities to construct or modify a home to meet their adapti...
Grant for veterans with specific service-connected disabilities (such as blindness or loss of use of hands) to adapt a h...
Rebates for qualifying ENERGY STAR heat pump water heaters. Standard rebate of $600, with additional $600 for income-eli...
Rebates covering 75% of insulation costs for all customers, and up to 100% for income-eligible households. Includes atti...
State CDBG-funded housing rehabilitation program for low- and moderate-income homeowners. Provides deferred, forgivable ...
Free statewide registry connecting people with disabilities to accessible housing. While not a funding source, connects ...
Free mail-order energy conservation kit including LED bulbs, low-flow showerheads, faucet aerators, and pipe insulation....
Low-interest loans for accessibility modifications including wheelchair ramps, roll-in showers, widened doorways, stairl...
Rebates for qualified Level 2 home electric vehicle charging stations. $500 standard rebate for all customers, with addi...
Rebates for high-efficiency natural gas or propane heating systems including boilers and furnaces. Rebate amounts vary b...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Shrewsbury, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Shrewsbury, 14 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.