Find grants, rebates, forgivable loans, and free programs for Sioux Falls, SD, filtered to your situation.
As of June 2026, 37 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Sioux Falls, SD, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 19 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 24 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 8 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program providing free energy efficiency improvements to low-income households in South ...
CDBG-funded forgivable loan for major home repairs for income-qualified owner-occupants in Sioux Falls. Loan forgiven af...
Emergency grant for health and safety repairs for low-income Sioux Falls homeowners. Addresses immediate hazards includi...
CDBG-funded grant for accessibility modifications for disabled and mobility-impaired residents. Covers wheelchair ramps,...
Down payment and closing cost assistance for first-time homebuyers in South Dakota. Must be used in conjunction with SDH...
Heavily subsidized home energy assessment and immediate improvements by trained technicians. Includes air sealing, LED b...
Rebate for purchasing and installing high-efficiency central air conditioning systems. Rebate amounts vary by SEER ratin...
Rebate for installing ENERGY STAR certified high-efficiency natural gas furnaces (95% AFUE or higher). Available to Xcel...
Rebate for installing high-efficiency air source heat pumps that provide both heating and cooling. Cold-climate heat pum...
Rebate for adding insulation to attics, walls, and basements. Must meet minimum R-value requirements. Energy audit may b...
Instant rebate on qualifying smart thermostats purchased through Xcel Energy's online marketplace. Models from Nest, Eco...
Incentive program for residential solar PV installations. Xcel purchases renewable energy credits (RECs) from your syste...
Federal HOME funds administered by SDHDA for owner-occupied rehabilitation and repair. Grants or forgivable loans availa...
Very low-interest loans up to $27,500 and grants up to $10,000 (age 62+) for repairs to make homes safe and sanitary in ...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home for wheelchair accessibil...
Grant for veterans with certain service-connected disabilities (including blindness or loss of use of hands) to adapt a ...
Federal LIHEAP program providing heating and cooling bill assistance to low-income South Dakota households. Priority giv...
Low-interest loan program for repair or replacement of failing septic systems in Minnehaha County. Protects groundwater ...
HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under 6. Services ...
Grant program for senior homeowners (60+) to make critical home repairs and safety modifications. Helps seniors age in p...
Property tax assessment freeze for qualifying senior citizens (65+) and disabled individuals in South Dakota. Freezes as...
Enhanced weatherization program for income-qualified Xcel Energy customers. Provides comprehensive energy improvements a...
Emergency grant for furnace replacement when existing heating system fails and poses immediate health/safety risk. Prior...
Rebate for recycling old working refrigerators and freezers. Xcel picks up the appliance for free and provides a $75 reb...
Partnership between Habitat for Humanity and the City of Sioux Falls to provide critical home repairs to income-qualifie...
Cost-share program to replace aging water service lines from the main to the home. City covers 50% of replacement costs ...
Low-interest loan program for repair or replacement of private sewer laterals from home to city main. Prevents basement ...
Rebate program encouraging residential tree planting to expand urban canopy and reduce energy costs. Qualifying shade tr...
Free HUD-certified homebuyer education course covering budgeting, credit, mortgages, home maintenance, and avoiding fore...
Matching grant for exterior restoration and preservation work on properties in designated historic districts or individu...
Federal cost-share program for constructing or installing ICC 500/FEMA P-361 compliant residential safe rooms and tornad...
State tax credit equal to 25% of qualified rehabilitation expenses for owner-occupied homes. Particularly beneficial for...
FEMA Flood Mitigation Assistance grant for properties with repetitive flooding. May cover elevation, acquisition, or flo...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
37 programs are currently listed for Sioux Falls, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Sioux Falls, 24 programs do not require repayment, 2 are forgivable loans, and 8 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.