USDA Section 504 Home Repair Grants & Loans

USDA Rural Development

Available Home Repair

About This Program

Very low-interest loans up to $27,500 and grants up to $10,000 (age 62+) for repairs to make homes safe and sanitary in eligible rural areas near Sioux Falls. Grants for accessibility improvements for elderly homeowners.

Estimate combines typical loan and grant for senior homeowner

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for homeowners 62+
  • For very low-income rural homeowners
  • Repairs must address health/safety hazards
  • Property must be in USDA-eligible rural area

How to Apply

Deadline: Rolling applications year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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