NJHMFA Home Improvement Loan Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest home improvement loans for moderate-income New Jersey homeowners. Funds can be used for major repairs, system replacements, and accessibility modifications on owner-occupied properties.

Low-interest loan amount based on project scope and income qualification

Key Details

  • Low-interest loan up to $25,000
  • For moderate-income homeowners
  • Covers major repairs and system replacements
  • Owner-occupied properties only
  • Apply through participating lenders

How to Apply

A grant-savvy contractor in Somerville, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Somerville, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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