USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners in eligible areas to repair or improve their homes. Grants available only to seniors (62+) unable to repay a loan. South Plainfield eligibility may be limited; contact USDA to confirm.

Typical grant or low-interest loan for qualifying repairs

Key Details

  • Loans up to $27,500, grants up to $10,000
  • Grants available only to seniors 62+
  • Very low income required (50% AMI or below)
  • Must be owner-occupied
  • Contact USDA to verify South Plainfield eligibility

How to Apply

A grant-savvy contractor in South Plainfield, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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