Find grants, rebates, forgivable loans, and free programs for South Plainfield, NJ, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in South Plainfield, NJ, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded rehabilitation loans for owner-occupied homes in South Plainfield requiring major repairs. Loans are forgiva...
Provides grants for accessibility modifications to enable seniors and residents with disabilities to remain in their hom...
Federally funded program providing free weatherization services to low-income households. Services include insulation, a...
State-funded program to identify and remediate lead hazards in pre-1978 homes occupied by households with young children...
Low-interest loans for necessary home repairs for homeowners statewide. Financing covers major systems and structural re...
Free in-home energy assessment with instant installation of energy-saving measures including LED bulbs, smart power stri...
Cash rebates for installing high-efficiency heating and cooling equipment including ENERGY STAR certified furnaces, boil...
Enhanced rebates for installing cold-climate air-source or geothermal heat pumps. Higher rebates available for systems r...
Rebates for adding insulation to attics, walls, and basements, plus air sealing measures. Requires pre-approval and post...
Cash rebates for installing ENERGY STAR certified high-efficiency water heaters including tankless gas, heat pump electr...
New Jersey's Successor Solar Incentive program provides Solar Renewable Energy Certificates that can be sold for ongoing...
New Jersey exempts solar energy equipment from the state's 6.625% sales tax, reducing upfront costs for residential sola...
Solar energy systems are exempt from property tax assessment in New Jersey, meaning the added value from installing sola...
Federal tax credit equal to 30% of the total cost of residential solar energy system installation. Credit can be claimed...
Low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners in eligible areas to repair or ...
Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet their ad...
Grant for veterans with qualifying service-connected disabilities to adapt a home to meet their needs. Covers modificati...
State-funded grants for homeowners age 62 and older with limited income to make essential home repairs. Priority given t...
Federally funded HOME program providing forgivable loans for major home repairs to income-qualified homeowners in Middle...
New Jersey's Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program provides property tax relief ...
Property Tax Reimbursement program for senior citizens and disabled persons who meet age, income, and residency requirem...
Annual $250 property tax deduction for eligible military veterans who served on active duty in wartime and were honorabl...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for South Plainfield, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In South Plainfield, 17 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.