Find grants, rebates, forgivable loans, and free programs for South Portland, ME, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in South Portland, ME, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
MaineHousing provides free lead hazard testing and abatement for homes built before 1978 where children under age 6 resi...
Federal WAP program administered by MaineHousing provides comprehensive energy efficiency improvements including insulat...
Provides deferred-payment loans for essential home repairs to owner-occupants with incomes up to 80% area median. Loans ...
Efficiency Maine offers rebates up to $2,200 per qualified heat pump for Maine residents. Additional income-qualified re...
Rebate for qualifying heat pump water heaters that reduce electricity use by 50-70% compared to standard electric water ...
Rebates for professionally installed insulation and air sealing improvements. Requires a home energy assessment by a par...
Rebate program for residential solar photovoltaic systems paired with battery storage. Provides $4,000 base rebate for s...
USDA provides loans up to $40,000 and grants up to $10,000 for very low-income homeowners to repair, improve, or moderni...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...
Provides grants to veterans with certain service-connected disabilities to make accessibility adaptations to their home....
Maine state income tax credit available to homeowners and renters whose property taxes or rent (which includes a propert...
CDBG-funded forgivable loan for major home repairs and rehabilitation for South Portland homeowners with income at or be...
Grant assistance for emergency home repairs that pose immediate threats to health and safety for very low-income South P...
CDBG grant to help South Portland homeowners with disabilities make accessibility modifications to their homes. Covers r...
Grant program for South Portland homeowners age 62 and older to address minor health, safety, and weatherization repairs...
Assistance program for South Portland homeowners needing to repair or replace failing private sewer laterals. Combines g...
Federal LIHEAP-funded program administered by Maine DHHS providing heating assistance to low-income households. Benefit ...
MaineHousing's Advantage program provides down payment and closing cost assistance (up to $40,000) as a deferred second ...
Grant program for first-generation homebuyers (neither parent owned a home) to assist with down payment and closing cost...
DEP program helping homeowners in South Portland repair or replace failing septic systems. Covers 75% of eligible costs ...
Electric utility incentive for South Portland residents served by CMP (or Versant) to install high-efficiency heat pumps...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for South Portland, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In South Portland, 15 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.