USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

USDA provides loans up to $40,000 and grants up to $10,000 for very low-income homeowners to repair, improve, or modernize their homes. Grants available only to homeowners age 62+ who cannot afford loan repayment. Some areas of South Portland may qualify as eligible rural areas.

Grant component for senior homeowners unable to repay loan

Key Details

  • Grants up to $10,000 for homeowners 62+
  • Loans up to $40,000 at 1% interest
  • Must be very low income (50% AMI or below)
  • Covers health and safety hazards
  • Check USDA eligibility map for qualifying areas

How to Apply

Get free help applying Visit Official Program Page Track this program

(207) 990-9106

A grant-savvy contractor in South Portland, ME can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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