MSHDA Home Improvement Loan Program

Michigan State Housing Development Authority

Available Home Repair

About This Program

Low-interest loan program through MSHDA for necessary home improvements for income-eligible Michigan homeowners. Loans available for repairs, accessibility modifications, and energy efficiency upgrades with favorable terms.

Low-interest loan requires repayment; amount based on creditworthiness and income

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $20,000
  • Available to moderate-income homeowners statewide
  • Covers repairs, accessibility, energy upgrades
  • Favorable repayment terms
  • Credit and income verification required

How to Apply

A grant-savvy contractor in Southgate, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Southgate early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Southgate, MI

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