USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Very low-interest loan (1%) and grant combination for very low-income rural homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Grants available only to seniors (62+) who cannot repay a loan.

Loan at 1% interest up to $27,500; grant up to $10,000 for seniors 62+

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • For health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Spanish Fork, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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