Find grants, rebates, forgivable loans, and free programs for Spanish Fork, UT, filtered to your situation.
As of June 2026, 28 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Spanish Fork, UT, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that reduces energy costs by improving home energy efficiency for low-income households. Servic...
Low-interest loan program for owner-occupants to make necessary home repairs and improvements. Loans have favorable term...
CDBG-funded program providing forgivable loans to low- and moderate-income homeowners for major home repairs and code co...
Emergency grant program for very low-income owner-occupants facing immediate health and safety hazards. Covers urgent re...
Provides financing for ADA-compliant home modifications to enable seniors and individuals with disabilities to age in pl...
Low-interest loan program to help homeowners repair or replace failing private sewer laterals. Loan is repaid through ut...
Rebates for high-efficiency electric heating and cooling equipment including heat pumps, central AC, and ductless mini-s...
Rebate for qualifying ENERGY STAR heat pump water heaters. Heat pump water heaters use significantly less electricity th...
Rebate for professionally installed insulation improvements that meet minimum R-value requirements. Includes attic, wall...
Rebate for high-efficiency natural gas furnaces with AFUE of 95% or higher. Higher rebates available for ENERGY STAR Mos...
Rebate for ENERGY STAR certified natural gas storage water heaters and tankless water heaters. Tankless units receive hi...
Rebate for insulation upgrades and air sealing that reduce natural gas consumption. Requires an energy assessment before...
Rebate for qualifying smart thermostats that control natural gas heating systems. Smart thermostats optimize heating sch...
State tax credit for residential solar photovoltaic and solar thermal systems. Credit is 25% of system cost up to $1,600...
Federal tax credit equal to 30% of the cost of installing a solar energy system, including panels, inverters, and batter...
Very low-interest loan (1%) and grant combination for very low-income rural homeowners to repair, improve, or modernize ...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Als...
Federally funded HOME program providing grants and forgivable loans to rehabilitate homes for low-income owner-occupants...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where young children re...
Provides assistance with minor home maintenance and chore services for seniors 60+ who cannot perform these tasks themse...
Small grant program for low-income seniors to address minor home repairs and safety modifications. Covers items such as ...
Property tax abatement for homeowners age 66+ with household income below $38,910. Also available to veterans with 100% ...
Property tax exemption for honorably discharged veterans with 100% service-connected disability. The first $295,982 of p...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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28 programs are currently listed for Spanish Fork, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Spanish Fork, 16 programs do not require repayment, 2 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.