USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Provides loans and grants to very-low-income homeowners in rural areas to repair, improve, or modernize homes or remove health and safety hazards. Grants up to $10,000 available for seniors 62+ who cannot repay a loan. Check if Spring Valley qualifies as rural under USDA definition.

Seniors 62+ may receive grant; others receive 1% loan

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in designated rural area
  • Covers health, safety, and accessibility repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(845) 343-1872

A grant-savvy contractor in Spring Valley, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Spring Valley, NY contractors

Find More Programs in Spring Valley, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs