Find grants, rebates, forgivable loans, and free programs for Spring Valley, NY, filtered to your situation.
As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Spring Valley, NY, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded program providing free weatherization services to income-eligible households in New York State. Include...
State-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under a...
Provides home repair grants for low-income seniors age 60+ in Rockland County. Covers critical repairs including safety ...
Provides rebates for qualifying air-source and ductless mini-split heat pumps installed by licensed contractors. Rebates...
Rebate program for attic, wall, and basement insulation upgrades that meet minimum R-value requirements. Must be install...
Instant rebate on qualifying ENERGY STAR smart thermostats purchased through participating retailers. Thermostats must h...
Rebate for replacing existing electric or fossil fuel water heater with an ENERGY STAR certified heat pump water heater....
Comprehensive home energy assessment by certified Building Performance Institute contractor. Identifies energy waste and...
Upfront incentive for residential solar photovoltaic installations in Rockland County. Incentive amount is per-watt and ...
Provides funding for home accessibility modifications for people with physical disabilities in New York State. Covers ra...
Provides loans and grants to very-low-income homeowners in rural areas to repair, improve, or modernize homes or remove ...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet access...
Federal HOME funds administered by New York State for homeowner rehabilitation. Provides forgivable loans or grants for ...
Provides financial assistance to help low-income households pay heating bills during winter months. Regular benefit help...
Provides no-cost energy efficiency improvements and solar installations to income-eligible households. Includes insulati...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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20 programs are currently listed for Spring Valley, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Spring Valley, 14 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.