St. Charles Emergency Home Repair Grant

City of St. Charles Community Development (CDBG)

Available Emergency Repair

About This Program

CDBG-funded emergency repair grant for low-income homeowners facing health and safety hazards. Covers immediate repairs to electrical, plumbing, heating, roofing, and other critical systems. Grant does not require repayment.

Grant covers 100% of eligible emergency repair costs up to maximum

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant up to $10,000 for emergency repairs
  • Must be owner-occupied in St. Charles
  • Income at or below 80% AMI required
  • Covers electrical, plumbing, roof, HVAC emergencies
  • No repayment required

How to Apply

Get free help applying Visit Official Program Page Track this program

(630) 377-4406

A grant-savvy contractor in St. Charles, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in St. Charles early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round subject to funding

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