St. Charles Owner-Occupied Rehabilitation Program

City of St. Charles (CDBG)

Available Home Repair

About This Program

CDBG-funded forgivable loan for major home repairs for low-income homeowners in St. Charles. Loan is forgiven after 5 years of continued owner-occupancy. Addresses code violations, structural issues, and major systems.

Forgivable loan, no repayment if you stay in home 5 years

Key Details

  • Forgivable loan up to $30,000
  • Income at or below 80% AMI
  • Must be owner-occupied in St. Charles city limits
  • Forgiven after 5 years
  • Covers major repairs and code violations

How to Apply

A grant-savvy contractor in St. Charles, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in St. Charles, MO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs