USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan to help very-low-income homeowners in rural areas repair, improve, or modernize their homes. Must be in eligible rural area and unable to obtain affordable credit elsewhere. 1% fixed interest rate, up to 20-year term.

1% fixed interest loan for eligible rural homeowners

Key Details

  • Loan up to $40,000 at 1% interest
  • Very-low-income households in rural areas
  • Up to 20-year repayment term
  • Must be unable to get affordable credit elsewhere
  • Owner-occupied homes only

How to Apply

A grant-savvy contractor in St. Charles, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in St. Charles, MO

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