USDA Section 504 Home Repair Grants & Loans

USDA Rural Development

Available Home Repair

About This Program

Federal program providing grants (age 62+) and low-interest loans to very low-income homeowners in eligible rural areas to repair or improve dwellings, remove health and safety hazards, or make accessibility modifications. Certain portions of Macomb County may qualify.

Grant up to $10,000 for seniors; loan up to $27,500 at 1% interest for 20 years

Key Details

  • Grants up to $10,000 for seniors age 62+
  • Loans up to $27,500 at 1% interest
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Covers health, safety, and accessibility repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(517) 324-5190

A grant-savvy contractor in St. Clair Shores, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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