USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Federal program providing low-interest loans (1% fixed) up to $40,000 and grants up to $10,000 for homeowners age 62+ in eligible rural areas near St. George to repair, improve, or modernize homes or remove health/safety hazards. Grant available only for seniors 62+ unable to repay a loan.

Grant portion available only to seniors 62+; loan at 1% for others

Key Details

  • Grants up to $27,500 for seniors 62+ only
  • Loans up to $40,000 at 1% interest
  • Very low income required (50% AMI or below)
  • Eligible rural areas near St. George
  • Removes health/safety hazards, improves accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(435) 865-7450

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Deadline: Rolling applications, subject to federal budget

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