Home Improvement Grants in St. George.

Find grants, rebates, forgivable loans, and free programs for St. George, UT, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in St. George, UT, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Utah Weatherization Assistance Program (WAP)

Federal weatherization program administered by Five County Association of Governments in Washington County. Provides fre...

Weatherization
Forgivable loan up to $35,000

St. George Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowners in St. Geor...

Home Repair
Up to $10,000 grant

St. George Emergency Home Repair Grant

Emergency grant for urgent health and safety repairs in owner-occupied homes. Covers immediate threats such as non-funct...

Emergency
Up to $1,800 rebate

Rocky Mountain Power Heat Pump Rebate

Rocky Mountain Power offers rebates for qualifying high-efficiency electric heat pumps installed in St. George service t...

Energy
Up to $800 rebate

Rocky Mountain Power Insulation Rebate

Rebate for qualifying insulation upgrades in existing homes served by Rocky Mountain Power in St. George. Covers attic, ...

Weatherization
Up to $600 rebate

Rocky Mountain Power Water Heater Rebate

Rebate for qualifying high-efficiency electric water heaters including heat pump water heaters. Heat pump water heaters ...

Energy
Up to $1,600 state tax credit

Utah Solar Tax Credit

Utah state income tax credit for residential solar photovoltaic systems. Credit equals 25% of system cost up to $1,600 (...

Solar/Renewable
Up to $2,000 for landscape conversion

St. George Water Conservation Rebate Program

Rebate program for converting high-water-use turf grass to water-wise landscaping. Offers $1.50 per square foot for qual...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans (1% fixed) up to $40,000 and grants up to $10,000 for homeowners age 62+ in...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Cov...

Veterans
Varies by project, typically $15,000-$35,000

Utah HOME Investment Partnerships Program

Federal HOME funds administered by Utah Housing Corporation for homeowner rehabilitation and tenant-based rental assista...

Home Repair
Up to $1,200 per heating season

Utah HEAT (Home Energy Assistance Target) Program

Federal LIHEAP-funded program providing heating and cooling bill assistance to low-income Utah households. Benefit amoun...

Energy
Up to $5,000 for ramps and modifications

Five County Senior & Disability Ramp Program

Program providing wheelchair ramps, grab bars, stair rails, and other accessibility modifications for low-income seniors...

Seniors & Disability
Up to $15,000 low-interest loan

St. George Sewer Lateral Repair Program

Low-interest loan program to help St. George homeowners repair or replace failing private sewer lateral lines. Loans rep...

Home Repair
Up to $15,000 per dwelling unit

Utah Lead-Based Paint Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes occupied by low-income families ...

Home Repair
Up to $3,000 grant

Washington County Senior Home Repair Program

Grant program for low-income seniors (60+) in Washington County to address minor home repairs that affect health, safety...

Seniors & Disability
Up to 4% of loan amount

Utah First-Time Homebuyer Down Payment Assistance

Down payment and closing cost assistance for first-time homebuyers in Utah, including St. George. Provides up to 4% of t...

Homebuyer
Up to $1,181 annual tax relief (2024)

Utah Property Tax Abatement for Low-Income Seniors & Disabled

Utah property tax abatement (circuit breaker) for low-income homeowners age 66+ or disabled persons of any age. Reduces ...

Property Tax Relief
Up to $500 for Level 2 charger

Rocky Mountain Power EV Charger Rebate

Rebate for residential electric vehicle Level 2 charging equipment and installation. Encourages EV adoption and supports...

Solar/Renewable
Up to $5,000 for defensible space

Utah Wildfire Mitigation Grant

Cost-share grant for homeowners in wildfire-prone areas near St. George to create defensible space around homes. Covers ...

Disaster

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in St. George

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Frequently asked questions

What home improvement grants are available in St. George, UT?

25 programs are currently listed for St. George, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in St. George have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In St. George, 15 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in St. George?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.