St. Joseph Owner-Occupied Rehabilitation Program

City of St. Joseph CDBG

Available Home Repair

About This Program

Provides major rehabilitation assistance to low- and moderate-income homeowners in St. Joseph city limits. Forgivable loan structure with no repayment required if property remains owner-occupied for 5 years after completion.

Loan forgiven after 5 years of continued occupancy; covers major systems and structural repairs

Key Details

  • Forgivable loan up to $30,000 for major repairs
  • Income at or below 80% AMI required
  • Must remain owner-occupied for 5 years
  • Covers roofing, HVAC, electrical, plumbing, structural
  • No repayment if compliance requirements met

How to Apply

A grant-savvy contractor in St. Joseph, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted on rolling basis

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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