USDA Section 504 Home Repair Loan & Grant

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes, remove health and safety hazards, or make accessibility improvements. Grants available only to homeowners age 62+. St. Louis Park does not typically qualify as rural, but surrounding areas may.

Grant up to $27,500 for seniors 62+ plus loan up to $40,000; eligibility depends on rural designation

Key Details

• Up to $27,500 grant for seniors 62+
• Additional loan up to $40,000 available
• For very-low-income households (50% AMI)
• Rural areas only (check eligibility)
• Covers health/safety hazards and repairs

How to Apply

A grant-savvy contractor in St. Louis Park, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact local USDA office for availability