Home Improvement Grants in St. Louis Park.

Find grants, rebates, forgivable loans, and free programs for St. Louis Park, MN, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in St. Louis Park, MN, with individual awards up to $75,000. 5 programs target seniors, 0 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants12Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

St. Louis Park Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to owner-occupied single-family homes in St. Louis Park for households ...

Home Repair
Up to $10,000 grant

St. Louis Park Emergency Home Repair Program

Provides grants for emergency home repairs that pose immediate threats to health and safety for low-income owner-occupan...

Emergency
Up to $15,000 forgivable loan

St. Louis Park Accessibility Modification Program

Provides forgivable loans for accessibility modifications to enable seniors and persons with disabilities to remain in t...

Seniors & Disability
Up to $5,000 forgivable loan

St. Louis Park Sewer Lateral Assistance Program

Assists St. Louis Park homeowners with the cost of repairing or replacing private sewer laterals. Provides forgivable lo...

Home Repair
Free lead hazard removal

St. Louis Park Lead Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in qualifying Hennepin County homes built before 1978 with childre...

Home Repair
Up to $8,000 in weatherization services

Minnesota Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by the state to reduce energy costs for low-income households. Prov...

Weatherization
In-home assessment for $100

Xcel Energy Home Energy Squad

In-home energy assessment and immediate installation of energy-saving measures for $100. Services include LED bulbs, pip...

Energy
$40 rebate on AC tune-up

Xcel Energy AC Tune-Up Rebate

Rebate for professional air conditioning tune-up performed by a participating contractor. Ensures optimal efficiency and...

Energy
Up to $1,100 rebate

Xcel Energy High-Efficiency Furnace Rebate

Rebates for qualifying high-efficiency natural gas furnaces (95% AFUE or higher). Larger rebates available for ENERGY ST...

Energy
Up to $2,000 rebate

Xcel Energy Air Source Heat Pump Rebate

Rebates for qualifying air source heat pumps, including cold-climate models. Provides both heating and cooling with high...

Energy
Up to $1,500 rebate

Xcel Energy Insulation & Air Sealing Rebate

Rebates for professionally installed attic, wall, or basement insulation and air sealing. Requires a qualifying energy a...

Weatherization
$100 rebate per thermostat

CenterPoint Energy Smart Thermostat Rebate

Rebate for purchase and installation of a qualifying smart thermostat. Smart thermostats optimize heating schedules and ...

Energy
Up to $300 rebate

CenterPoint Energy Water Heater Rebate

Rebates for qualifying high-efficiency natural gas water heaters and tankless water heaters. Higher rebates available fo...

Energy
100% sales tax exemption

Minnesota Solar Energy Sales Tax Exemption

Minnesota exempts solar energy systems from state sales tax, reducing the upfront cost of residential and commercial sol...

Solar/Renewable
Varies by system size

Xcel Energy Solar*Rewards Program

Provides upfront incentive payments and ongoing production credits for qualifying solar installations on Xcel Energy cus...

Solar/Renewable
Up to $75,000

Minnesota Housing Fix-Up Fund

Low-interest home improvement loans for Minnesota homeowners to make repairs, improvements, and accessibility modificati...

Home Repair
Deferred loan up to $50,000

Minnesota Housing Rehabilitation Loan Program

Zero-interest deferred loans for low-income homeowners to make necessary home repairs. Loan is deferred (no monthly paym...

Home Repair
Up to $30,000 loan

Hennepin County Septic System Loan Program

Low-interest loans to repair or replace failing septic systems in Hennepin County. Helps homeowners meet state complianc...

Home Repair
Defers property tax

Minnesota Senior Citizen Property Tax Deferral

Allows Minnesota homeowners age 65+ with household income below $96,000 to defer payment of property taxes. The state pa...

Property Tax Relief
Up to $3,130 refund

Minnesota Homestead Credit Refund (Property Tax Refund)

Provides property tax refunds to Minnesota homeowners and renters whose property taxes are high relative to their income...

Property Tax Relief
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes, remove...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in St. Louis Park

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Frequently asked questions

What home improvement grants are available in St. Louis Park, MN?

25 programs are currently listed for St. Louis Park, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in St. Louis Park have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In St. Louis Park, 12 programs do not require repayment, 4 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in St. Louis Park?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.