Healthy Home Repair Program (HHRP)

About This Program

City of St. Louis flagship home repair program. Code, health, and safety repairs. Under $10K: 5-year forgivable loan. Over $10K: 0% deferred until sale. Must live in City of St. Louis, own 2+ years, clear title, current on taxes and mortgage, 80% AMI or below. Administered by Mission: St. Louis. Note: 5+ year average wait time.

City of St. Louis residents, 80% AMI max

Key Details

• Under $10K: 5-year forgivable loan
• Over $10K: 0% interest deferred until sale
• Converted to grant if home value below combined loan balance
• Partner: Mission: St. Louis
• Waitlist: 1,250+ applicants — apply early

How to Apply

Deadline: Year-round — significant waitlist (1,250+)