USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest (1%) loan for very low-income homeowners in eligible rural areas to repair or improve their homes. 20-year repayment term. May be combined with Section 504 grant for seniors.

Low-interest 1% loan with 20-year repayment term

Key Details

  • Loan up to $40,000 at 1% interest
  • Very low income (50% AMI or below) required
  • Must be in eligible rural area
  • 20-year repayment term
  • Can combine with Section 504 grant

How to Apply

Get free help applying Visit Official Program Page Track this program

(573) 876-0976

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Deadline: Applications accepted year-round, subject to funds

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