Find grants, rebates, forgivable loans, and free programs for St. Peters, MO, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in St. Peters, MO, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered by the state providing free energy efficiency upgrades to low-income househo...
Provides grants to low-income senior homeowners (62+) for critical home repairs and modifications. Covers health and saf...
Provides forgivable loans for major home repairs to low- and moderate-income homeowners in St. Peters. Loan is forgiven ...
Provides emergency repair grants for very low-income homeowners facing imminent health and safety hazards. Covers urgent...
City-funded grant program for accessibility modifications to homes occupied by persons with disabilities or seniors. Cov...
Rebate for energy-efficient central air conditioner or heat pump installation. Rebate amounts vary by equipment efficien...
Rebate for purchasing and installing an ENERGY STAR certified heat pump water heater. Available to Ameren Missouri resid...
Rebate for adding insulation to attics, walls, or crawl spaces, and air sealing improvements. Requires pre-approval and ...
Rebate for purchasing and installing a Wi-Fi enabled smart thermostat. Must be on the Ameren approved list and participa...
Free energy efficiency upgrades for income-qualified Ameren Missouri customers. Services include insulation, air sealing...
State-funded lead hazard reduction for homes built before 1978 with children under 6 or pregnant women. Services include...
Federal grant for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. Grants...
Low-interest (1%) loan for very low-income homeowners in eligible rural areas to repair or improve their homes. 20-year ...
Grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. Eligible f...
Grant for veterans with certain service-connected disabilities to adapt their home. Eligible for veterans who are blind ...
State property tax credit for seniors (60+) and persons with disabilities with limited income. Credit covers portion of ...
Grant program to assist low- and moderate-income homeowners with repair or replacement of private sewer laterals from ho...
Federal HOME funds administered by St. Charles County for owner-occupied rehabilitation. Provides forgivable loans for m...
Down payment and closing cost assistance up to $5,000 for first-time homebuyers. Available statewide including St. Peter...
Enhanced down payment assistance for first-time homebuyers who are teachers, public safety officers, healthcare workers,...
Federal tax credit covering 30% of the cost of solar panel installation, including equipment, labor, and permitting. Als...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
25 programs are currently listed for St. Peters, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In St. Peters, 15 programs do not require repayment, 4 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.