Find grants, rebates, forgivable loans, and free programs for Stockton, CA, filtered to your situation.
As of June 2026, 38 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Stockton, CA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 18 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 27 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home rehabilitation assistance to low-income owner-occupants in Stockton. The deferred loan is forgiven a...
Provides emergency home repair grants for very low-income homeowners facing immediate health or safety hazards. Grant do...
Assists low-income homeowners in making accessibility modifications for disabled household members. Includes ramps, wide...
Provides small repair grants to senior homeowners (62+) for minor home repairs and safety improvements. No repayment req...
Assists low-income homeowners with sewer lateral repairs or replacements from the property line to the home. Prevents se...
Free weatherization services for income-eligible households in San Joaquin County. Includes insulation, air sealing, fur...
Free energy efficiency improvements for income-qualified PG&E customers including insulation, weather stripping, caulkin...
Rebates for installation of qualifying electric heat pump HVAC systems. Incentive levels vary by system type and custome...
Provides rebates for installing battery energy storage systems, with higher incentives for low-income and medically vuln...
Rebates for solar water heating systems for single-family homes in PG&E territory. Incentive levels vary by system type ...
Rebate for installing a qualifying Level 2 electric vehicle charging station at your home. Income-qualified customers ma...
Very low-interest loans and grants for very low-income homeowners in eligible rural areas of San Joaquin County to repai...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability needs. Cov...
Helps veterans with certain service-connected disabilities adapt a home they or a family member live in. Covers modifica...
Grants to help homeowners retrofit houses built before 1980 with cripple wall bracing and foundation bolting to reduce e...
Provides case management, environmental investigation, and lead hazard control referrals for children with elevated bloo...
Local weatherization assistance for income-eligible households in San Joaquin County. Provides free energy efficiency up...
Federal HOME funds support housing rehabilitation for low-income homeowners in Stockton. Provides deferred loans for maj...
Provided mortgage payment assistance to homeowners experiencing financial hardship due to COVID-19. Program is now close...
Allows seniors, blind, or disabled homeowners with limited income to defer property taxes on their principal residence. ...
Competitive grants for tree planting and urban forestry projects in disadvantaged communities. Priority for projects in ...
Deferred-payment junior loan for down payment and closing cost assistance for first-time homebuyers in California. Combi...
Down payment assistance loan equal to 20% of home purchase price. Borrower shares appreciation with CalHFA when home is ...
Free homebuyer education workshops and one-on-one counseling for prospective homebuyers in Stockton. Covers budgeting, c...
Property tax incentives for owners of qualified historic properties who restore and maintain them according to historic ...
Income tax credits for businesses that want to come to California or stay and grow in California. Credits are negotiated...
Low-interest loans to small businesses in Stockton for expansion, equipment purchase, tenant improvements, and working c...
Funding for flood mitigation projects including home elevation, acquisition, or flood-proofing in Special Flood Hazard A...
Grants to help income-eligible homeowners in high fire hazard areas create defensible space and harden homes against wil...
Federal assistance program that helps low-income households pay home energy bills. Provides one-time annual benefit to r...
Monthly discount on electricity and natural gas bills for income-qualified customers. CARE provides 20-35% discount; FER...
Provides additional low-cost electricity allowance for customers who use electric or natural gas medical equipment or ha...
Rebates for water-saving devices and improvements including high-efficiency toilets, smart irrigation controllers, turf ...
Low-interest loans for licensed childcare providers to acquire, construct, or renovate childcare facilities. Helps expan...
COVID-19 emergency rental assistance program that provided help with past-due rent and utilities. Program has exhausted ...
Free tax preparation services for individuals and families earning $64,000 or less. IRS-certified volunteers help maximi...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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38 programs are currently listed for Stockton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Stockton, 27 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.