USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Very low-interest loans and grants for very low-income homeowners in eligible rural areas of San Joaquin County to repair, improve, or modernize homes or remove health and safety hazards.

Loan at 1% interest up to $40,000; seniors 62+ may qualify for grant up to $10,000

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income requirement (50% AMI)
  • For eligible rural areas only
  • Covers health/safety hazards and accessibility

How to Apply

Deadline: Ongoing, subject to fund availability

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