Home Improvement Grants in Streamwood.

Find grants, rebates, forgivable loans, and free programs for Streamwood, IL, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Streamwood, IL, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000

Illinois Hardest Hit Fund

Provides financial assistance to homeowners who have experienced a hardship that has impacted their ability to maintain ...

Home Repair
Average $8,500 in improvements

Illinois Weatherization Assistance Program (WAP)

Free energy efficiency improvements for income-qualified households including insulation, air sealing, furnace repair or...

Weatherization
Rebates up to $3,500

ComEd Home Energy Savings Program

Rebates for energy-efficient home improvements including insulation, air sealing, and HVAC upgrades. Requires energy ass...

Weatherization
Up to $100 rebate

ComEd Smart Thermostat Rebate

Instant rebate of up to $100 on qualifying smart thermostats purchased through participating retailers. Smart thermostat...

Weatherization
Up to $1,200 in rebates

Nicor Gas Energy Efficiency Rebates

Rebates for high-efficiency furnaces, boilers, water heaters, and insulation improvements. Rebate amounts vary by equipm...

Weatherization
Up to $1,000 rebate

ComEd Air Source Heat Pump Rebate

Rebate for installation of qualifying air source heat pumps that meet ENERGY STAR requirements. Heat pumps provide both ...

Weatherization
Up to $5,000 grant

Cook County Senior Services Home Repair

Home repair grants for senior homeowners age 62 and older in Cook County with low to moderate incomes. Covers essential ...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize th...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt their permanent residence for accessibility. Av...

Veterans
Up to $40,000

Illinois HOME Rehabilitation Program

Federal HOME Investment Partnerships Program funds administered through local governments for comprehensive home rehabil...

Home Repair
Up to $15,000 grant

Cook County ADA Home Accessibility Grant

Grants for accessibility modifications to homes occupied by persons with disabilities. Covers ramps, widened doorways, a...

Seniors & Disability
Up to $10,000 loan

Cook County Sewer and Water Lateral Repair

Low-interest loans for repair or replacement of private sewer and water laterals connecting homes to public systems. Hel...

Home Repair
Incentive varies by system size

Illinois Shines Solar Incentive Program

Incentive program for residential solar panel installation. Provides upfront incentive payments based on system size and...

Solar/Renewable
Bill credits for excess generation

ComEd Solar Net Metering

Net metering program allowing homeowners with solar panels to receive bill credits for excess electricity sent back to t...

Solar/Renewable
Free lead abatement services

Illinois Lead Poisoning Prevention Program

Free lead hazard reduction services for homes with children under age 6 who have elevated blood lead levels. Services in...

Home Repair
Up to $3,000 emergency assistance

Illinois Emergency Furnace Repair/Replacement

Emergency furnace repair or replacement assistance for low-income households during heating season. Priority given to ho...

Emergency
Potential tax savings

Cook County Property Tax Appeal Assistance

Free assistance to appeal property tax assessments if your home is overvalued. Cook County Assessor provides free resour...

Property Tax Relief
Exemption reduces assessed value

Cook County Senior Citizens Property Tax Exemption

Property tax exemption for homeowners age 65 or older. Reduces the equalized assessed value (EAV) of the home by $8,000 ...

Property Tax Relief
Freezes assessed value

Cook County Senior Citizens Assessment Freeze

Freezes property tax assessed value for seniors age 65+ with household income under $65,000. Prevents increases in the a...

Property Tax Relief
Reduces assessed value by $10,000

Cook County Homeowner Exemption

General homeowner exemption available to all owner-occupants of single-family homes, condos, and townhomes. Reduces the ...

Property Tax Relief
Reduces assessed value by $2,000

Cook County Persons with Disabilities Exemption

Property tax exemption for persons with disabilities as defined by federal guidelines. Reduces the equalized assessed va...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Streamwood

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Frequently asked questions

What home improvement grants are available in Streamwood, IL?

26 programs are currently listed for Streamwood, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Streamwood have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Streamwood, 19 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Streamwood?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.