USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

USDA offers loans up to $40,000 at 1% interest for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Loans have a 20-year repayment term and can be combined with Section 504 grants for seniors.

1% interest loan up to $40,000, 20-year repayment term

Key Details

  • Up to $40,000 at 1% interest
  • Very low income required (50% AMI)
  • 20-year repayment term
  • Available in eligible rural areas near Strongsville
  • Can combine with senior grant

How to Apply

Get free help applying Visit Official Program Page Track this program

(614) 255-2500

A grant-savvy contractor in Strongsville, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact local USDA office

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