NJHMFA Home Repair Program

New Jersey Housing & Mortgage Finance Agency

Waitlist Home Repair

About This Program

Zero-interest forgivable loan for home repairs for low-to-moderate income homeowners statewide. Loan is forgiven after 5 years of continued owner-occupancy. Covers emergency and critical repairs necessary to maintain habitability.

Forgivable loan, no repayment if you stay in the home 5 years

Key Details

  • Forgivable loan up to $10,000
  • Income at or below 80% AMI
  • Zero interest, forgiven after 5 years
  • Covers emergency and critical repairs
  • Currently waitlisted, check for reopening

How to Apply

A grant-savvy contractor in Summit, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Check for funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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